Steps for All Licenses

1. Check Your Eligibility

  • You are a natural person and at least 18 years old.
  • You are a resident of the State of Florida.
  • You are a U.S. citizen or legal alien with work authorization.
  • You do not hold a resident insurance license in another state.

2. Complete Your Pre-Licensing Prerequisite

For most students, this means completing a FLDFS-approved pre-licensing course for the license you want. Some students may instead qualify using work experience, college credit, prior out-of-state license, or professional designations (see cards below for license-specific options).

3. Apply Online with DFS (MyProfile)

  • Go to the Florida Department of Financial Services (DFS) website.
  • Create or log in to your MyProfile account.
  • Submit a "New Application" for your license (You must have pop-ups turned on)
  • Answer all questions and pay required application/license fees - your application is not complete until you pay the fees.
  • Remember: fingerprinting fees are paid separately to the vendor.

4. Send Proof of Your Prerequisite

  • If you took your licensing or designation course through Online Training Institute (oltraining.com/oltschool.com) we will submit your course completion within 2 business days.

5. Get Fingerprinted

6. Take the State Exam (If Required)

  • After your application is approved, DFS will email you and direct you to check the messages in your MyProfile account.
  • Your MyProfile message will include instructions to schedule the exam with the testing vendor.
  • You must pass the exam; DFS must receive your passing result from the vendor before you can be licensed.

7. Check Status and Print Your License

  • Log in to MyProfile to monitor the status of your application.
  • Any deficiencies will be listed under the pending license type.
  • Once all steps are complete, DFS will email your approval. Then go to MyProfile > Print Licenses and click the “Wallet” or “Letter” link to generate your license for printing.

8. Keep Your License Active

  • Your license must be appointed by an insurer or agency to be valid. If it remains unappointed for 48 months, it will expire.
  • You must complete your Continuing Education (CE) every 2 years by the end of your birth month. Your exact CE requirement is shown in MyProfile.

Quick Student Checklist

  1. Choose your license.
  2. Confirm you meet age, residency, and citizenship/work authorization requirements.
  3. Complete the correct DFS-approved pre-licensing course or confirm an alternate qualifying path.
  4. Create or log in to DFS MyProfile and submit your application with fees.
  5. Make sure your prerequisite proof is submitted (OLT will do this for you).
  6. Get fingerprinted with the FLDFS-approved vendor.
  7. Schedule and pass your state exam, if your path requires one.
  8. Watch MyProfile for deficiencies, resolve them, then print your license once approved.
  9. Obtain and maintain an appointment, and complete CE every 2 years to keep your license active.